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Chicagoland's #1 source for Certified Residential Appraisals!!

As certified appraisers, we possess the extensive know-how and qualifications to give you the level of credible property value opinions that government agencies, private parties, banks and major lending institutions require. With years of expertise behind us, we're more than ready to accept assignments pertaining to virtually any type of property. Considering today’s high-regulation environment, our independence, including from real estate brokerage firms, makes your life easier and provides a superior product.

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Daily Mortgage News:
 
Mortgage Rates Tick Higher, But Just Barely
7/23/2025 2:22 PM
It"s been a pretty good run for mortgage rates since hitting their most recent highs last Tuesday. Each subsequent day saw a modest improvement. That winning streak finally ended today, but just barely. The average top tier 30yr fixed rate was only 0.01% higher compared to yesterday. For all practical purposes, that means that rates have been flat...Read More
 
Mortgage Rates Inch Down to 2-Week Lows
7/22/2025 2:25 PM
Last week, we got a sneak preview of how the market would react to Fed Chair Powell ending his term early. In a nutshell, only the shortest-term rates would improve while most consumer rates would move higher--including mortgages. This isn"t conjecture, but rather the actual response in the bond market (bonds dictate interest rates).  Thankful...Read More
 
Mortgage Rates Move Slightly Lower to Start New Week
7/21/2025 2:57 PM
Mortgage rates didn"t move much on Monday, but they moved in the right direction with the average lender 0.03% lower for a top tier 30yr fixed scenario versus last Friday.  That makes this the 4th straight business day with a modest gain and it gets us back in line with the lowest rates since July 3rd. One fairly consistent theme this week wi...Read More
 
Mortgage Rates Barely Budge Today and This Week
7/18/2025 4:10 PM
While any rate watcher"s bingo card should always have a few squares devoted to "unchanged, flat, etc.," this week"s had at least as many squares reserved for a big reaction to inflation data.  Specifically, Tuesday"s inflation data had the power to cause a big move in rates.  While it was the week"s biggest influence, rates actually mana...Read More
 
Mortgage Rates Staying Broadly Sideways
7/17/2025 1:51 PM
Despite all of the economic data and news headlines over the past few days, mortgage rates have barely budged since last Friday. That was not what we expected this week given the anticipation for the inflation reports that came out on Tuesday and Wednesday. Now today, a seemingly balmy Retail Sales report (something that would normally push rates ...Read More
 
Mortgage Rates Mostly Sideways After Dodging Mid-Day Drama
7/16/2025 2:06 PM
This morning brought another inflation report. Given the negative reaction to yesterday"s inflation data, there was some cause for concern. Thankfully, today"s data was more unequivocally acceptable for the bond market and--thus--interest rates. Bonds improved fairly well into the late AM hours, but then, the drama! Actually, there wasn"t much dra...Read More
 
Mortgage Rates Move Higher Despite Decent Inflation Reading
7/15/2025 2:06 PM
Mortgage rates are based on bonds and bonds don"t like inflation.  When inflation reports are higher than the market expected, rates tend to rise, all other things being equal.   But today"s inflation numbers were a bit lower than the median forecast. This scenario is typically more likely to push rates lower.  Indeed, in the f...Read More
 
Mortgage Rates Just a Hair Higher Ahead of Important Inflation Report
7/14/2025 1:59 PM
Today"s movement in mortgage rates, in and of itself, is barely worth mentioning.  The average lender remains close enough to Friday"s levels but is technically just a hair higher.  That fact is offset by the counterpoint that most of the past two months saw higher rates. The future is far more interesting than the present--specifically,...Read More
 
Highest Mortgage Rates of The Week, Just Barely
7/11/2025 12:45 PM
Yesterday, we characterized the prevailing mortgage rate momentum as "broadly sideways," and while that"s still very true in the bigger picture, words like "up" and "higher" might need to be sprinkled in this week. For those with a glass-half-empty approach, today"s rates are the highest of the week and the highest since June 24th.  For the o...Read More
 
Mortgage Rates Broadly Sideways
7/10/2025 3:49 PM
Most of this week"s mortgage rate movement has been an aftershock following last week"s jobs report. That data sent rates quickly higher and that momentum has gradually faded over the past few days. In fact, yesterday finally saw an improvement.  Now today, things are minimally changed, depending on the lender. Most lenders issued at least on...Read More