Expert appraisals in the midsouthEPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market. Order An Appraisal Get a Fee QuoteWhy Choose Evaluating Property in the MidSouth (EPM)?We take advantage of the latest appraiser gadgets and gear to save you time and money. We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others. We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person. Our goal is simply an unbeatable experience for our customers. Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times. We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times. We promise you'll see the difference, too. Accurate, dependable appraisal services in DeSoto County.Get a Fee QuoteTell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time. Order OnlineNeed an appraisal now? Order securely online for an accurate, reliable appraisal to fit your specific needs. What's an AppraisalWhen you need to know the true value of a property, you need an expert. Find out about the appraisal process. How to PrepareGetting ready for an appraisal? We can tell you the best tips to be prepared for your appraisal. |
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| Mortgage Applications Slip Despite Lower Rates | ||
| 6/20/2025 12:32 PM | ||
| Mortgage application activity declined modestly last week despite a drop in rates, according to the Mortgage Bankers Association’s (MBA) latest survey. The Composite Index fell 2.6% on a seasonally adjusted basis for the week ending June 13, with both purchase and refinance activity posting week-over-week declines. “Even with lower average mortgag...Read More | ||
| Homebuilder Sentiment Just a Bit Gloomier | ||
| 6/20/2025 12:23 PM | ||
| Builder sentiment declined for the second straight month according to the National Association of Homebuilders (NAHB) and Wells Fargo"s latest Housing Market Index (HMI). The headline index dropped two points to 32 in June, marking another step down toward the post-pandemic lows seen in 2023. All three components of the index moved lower: C...Read More | ||
| Mortgage Rates Hold Steady | ||
| 6/20/2025 12:07 PM | ||
| With Thursday being a federal holiday, banks (and more importantly, the underlying market for mortgage related bonds) were closed. This means that lenders were not able to update mortgage rates. It turns out that it wouldn"t have mattered either way as the average lender has barely budged from Wednesday"s levels. But let"s not mi...Read More | ||
| Digital HELOC, Appraisal Review Products; Background AI; Hurricane Season is Here; Rates Holding Steady | ||
| 6/20/2025 10:42 AM | ||
| Happy Summer Solstice, and happy 50th birthday to the movie Jaws. Back then, for security, all we had to remember was where we hid our house key, or the combo to the lock on our school locker. Now, our dozens of logins and passwords are regularly either forgotten or stolen, the latest being 16 billion credentials stolen, announced this week. In oth...Read More | ||
| Unofficial 4 Day Weekend | ||
| 6/20/2025 10:00 AM | ||
| Much like the Friday after Thanksgiving, we have to wonder what the point is of a trading session without any neighbors (there"s actually some guiding principle in setting holiday closures that there should not ever be more than 2 consecutive weekday closures). Much of the market treats such Fridays as the unofficial second day of a 4 day weekend.&...Read More | ||
| Fed Threads Needle of Apathy | ||
| 6/18/2025 3:57 PM | ||
| Fed Threads Needle of Apathy Today marked one of only 4 days of the year with an updated Fed dot plot. When it came out, there was a fairly pitiful volume response relative to other dot plot days and an even more underwhelming level of volatility in the bond market. It wasn"t until almost 45 minutes later t...Read More | ||
| Remarkable Absence of Mortgage Rate Volatility | ||
| 6/18/2025 3:17 PM | ||
| It happens, but it"s rare. A Fed "dot plot" day has come and gone with mortgage rates almost perfectly unchanged from the previous day. This speaks to the level of indecision not only in the market, but also among Fed members. First off, what"s a "dot plot day?" The dot plot (or simply, "the dots") refers to a chart/table in the Fed"s econo...Read More | ||
| Here"s What Changed in The New Fed Announcement | ||
| 6/18/2025 1:00 PM | ||
| Although swings in net exports have affected the data, recent indicators suggest that economic activity has continued to expand at a solid pace. The unemployment rate has stabilized at a low level in recent months, remains low, and labor market conditions remain solid. Inflation remains somewhat elevated. The Committee seeks to achieve maximu...Read More | ||
| HELOC, Marketing, Down Payment Products; STRATMOR Tech Survey; Compliance Based on Customer Expectations | ||
| 6/18/2025 10:53 AM | ||
| Today we hear from the U.S. Federal Reserve. We can expect no change to overnight fed funds. As pointed yesterday by Dr. Paul Brewbaker, the economist who spoke here at the MBA Hawai’i conference, the Fed can only shoot at one target at a time: inflation or employment. They have to pick one and have picked inflation. So far so good. Besides that, h...Read More | ||
| Once Again: Today is Not About a Fed Rate Cut | ||
| 6/18/2025 9:47 AM | ||
| Fed day is here and there"s a 0% chance of a rate cut. That"s been the case for just over a month due a combination of April"s jobs report and the stock market recovery in May (or the underlying events that helped facilitate it). In order to cut, the Fed would need to see the sort of deterioration in the labor market it saw in 2024 as well as...Read More | ||